This Privacy Policy explains how CapPolicy collects, uses, stores, and protects the information shared during a visit to the website, an auto insurance quote request, or any account activity tied to a CapPolicy profile. Reading the full notice helps clarify which choices a driver has at every step.
CapPolicy does not sell, rent, or trade your personal information to third parties for marketing purposes.
Overview of This Policy
This notice covers any information that gets shared while visiting cappolicy.com, requesting a quote, opening an account, or contacting CapPolicy through any supported channel. It explains the categories of data involved, how each one gets used, and the steps in place to keep that data secure.
Continued use of the site signals agreement with the practices laid out below. Drivers who do not agree with this notice can simply close the page or choose not to submit any personal details.
Information Collected
CapPolicy collects only the details needed to provide an honest quote, manage an account, and follow through on requested service. The categories of information typically include:
- Contact details such as full name, email address, and phone number used to send quotes and updates.
- Vehicle information including year, make, model, mileage range, and primary use of the vehicle.
- Coverage history when an existing policy is shared for review or quote comparison.
- Account credentials such as a chosen password, stored in a hashed and protected form.
- Technical signals including browser type, device type, and pages visited to keep the site running smoothly.
How Information Is Used
The information collected is used to deliver the service requested and keep the experience steady. Common uses include:
- Building tailored quote comparisons against carrier options.
- Sending policy updates, renewal reminders, and follow ups on submitted requests.
- Verifying account ownership and protecting the account from unauthorized access.
- Improving site performance and addressing technical issues as they appear.
- Meeting legal and regulatory obligations tied to insurance services.
Information Sharing
Personal information stays inside CapPolicy operations and is shared only with the trusted carrier partners involved in fulfilling a specific quote or policy request. Sharing is limited to what each carrier needs to underwrite or bind coverage.
Beyond those service related uses, no personal data is offered to outside marketers, data brokers, or unrelated advertising networks. Disclosure may still occur where law enforcement, regulatory request, or court order makes it mandatory.
Cookies and Tracking
The site uses cookies and similar tools to remember preferences, keep session details intact, and measure how visitors move through the pages. Cookies do not capture sensitive information on their own, and most browsers allow each visitor to manage or disable cookies through the browser settings.
Disabling cookies may affect some features such as staying signed in across pages or remembering form progress.
Data Security
CapPolicy maintains administrative and technical safeguards designed to protect personal data against unauthorized access, alteration, or loss. These include encryption in transit, restricted internal access, and routine reviews of the systems handling sensitive details.
No method of transmission over the internet remains fully risk free. Even with strong controls, drivers are encouraged to use strong unique passwords and report any suspicious activity right away.
Account Choices
Drivers can review, correct, or request deletion of personal information tied to a CapPolicy account at any time. The signup checkboxes can also be updated to change SMS preferences for service and marketing messages without losing the underlying account.
STOP and HELP keywords stay available at any moment for text communications. Reply STOP to opt out of further messages, or reply HELP for assistance.
Children's Privacy
CapPolicy services are intended for adults aged 18 and older who meet eligibility requirements for auto insurance in the United States. No personal information is knowingly collected from anyone under 18. Any record discovered to belong to a minor will be removed promptly upon notice.
Third Party Links
The CapPolicy site may include links to outside resources such as carrier portals, regulatory websites, or informational guides. Those external pages operate under their own privacy notices, and CapPolicy is not responsible for how those third parties manage personal data.
Reviewing the privacy notice of any linked site before submitting personal information there is encouraged.
Communications and SMS
By providing a phone number and selecting the appropriate consent boxes during signup, a driver may receive service messages, marketing texts, or calls related to auto insurance products. Standard message and data rates from the wireless carrier may apply.
Message frequency varies based on account activity. Replying STOP cancels further texts, and replying HELP returns short instructions for getting support.
Data Retention
Personal information stays on file for as long as the account remains active or as needed to meet legal, regulatory, and operational requirements. Inactive accounts get reviewed periodically, and information no longer required is removed using secure deletion processes.
Changes to This Policy
This Privacy Policy may be updated to reflect changes in service offerings, regulatory rules, or operational practices. The updated version becomes effective once posted, and the new effective date appears at the top of this notice.
Continued use of the site after an update signals acceptance of the revised terms. Drivers are encouraged to review this page periodically to stay current.
Contact About Privacy
Any question, request, or concern related to this Privacy Policy can be sent through the contact details available on the CapPolicy homepage. Each request receives a written response within a reasonable timeframe.
